Pricing
$4/ user / month
One all-in price. No tiers, no add-ons, no usage caps. Every feature, every export, every loan.
Everything included
Every feature below ships with the $4 plan — nothing locked behind a higher tier.
- Unlimited loan schedules
- Every payment frequency — weekly, bi-weekly, semi-monthly, monthly, semi-annual, annual
- Prepayment & one-time lump-sum modeling
- AI-adjusted unusual terms (interest-only, balloon payments, rate changes)
- PDF & CSV export of any schedule
- Loan templates for quick setup
- Side-by-side loan comparison
- Import existing schedules from a statement
- Saved, searchable dashboard
- Private, account-bound data
Why not just a free calculator?
Free online calculators answer one question once: the monthly payment on a plain vanilla loan. They forget your numbers the moment you close the tab, can't model real-world terms, and give you nothing to take to your advisor. BalanceWise.info keeps every loan, models the terms lenders actually use, and lets you compare options side by side — for less than the interest you pay in a single day.
| Capability | Free calculators | BalanceWise.info · $4/mo |
|---|---|---|
| Saved loan history | ||
| Track multiple loans in one place | ||
| Prepayment & lump-sum modeling | Some | |
| Interest-only, balloon & rate-change terms | ||
| AI schedule adjustments from a note | ||
| PDF & CSV export | Rarely | |
| Reusable loan templates | ||
| Side-by-side loan comparison | ||
| Import from a statement | ||
| Private, account-bound storage |
All your loans, for $4 a month
Create an account and build your first schedule in under a minute.
Sign up now